Buying a property is a big financial decision, and ensuring all legal aspects are in place is crucial to avoid future troubles. Here is a step-by-step legal checklist that every buyer must follow before purchasing property in India.
1. Verify Property Title and Ownership
✅ Check if the seller has clear ownership of the property.
✅ Ask for the title deed to confirm legal ownership.
✅ Ensure there are no disputes or pending cases on the property.
2. Encumbrance Certificate (EC)
✅ The Encumbrance Certificate proves that the property is free from any legal or financial dues.
✅ You can get it from the Sub-Registrar’s Office.
3. Sale Deed and Agreement to Sell
✅ The Sale Deed is the final proof of ownership. Always register it at the local sub-registrar office.
✅ The Agreement to Sell states all terms and conditions between the buyer and seller before finalizing the deal.
4. Land Use and Property Zoning
✅ Check if the land is residential, commercial, or agricultural as per local authority rules.
✅ Verify approvals from local development authorities like MVDA (Mathura-Vrindavan Development Authority) for properties in Vrindavan and Goverdhan.
5. RERA Registration (For Under-Construction Property)
✅ The project must be registered under RERA (Real Estate Regulatory Authority) to ensure transparency.
✅ Visit the RERA website of your state and check the developer’s details.
6. Approved Building Plan and Layout
✅ Check if the building plan is approved by the municipal authority.
✅ Illegal construction can lead to demolition or legal issues.
7. NOC (No Objection Certificate) from Authorities
✅ Ensure the property has NOCs from local authorities, electricity board, and water supply department.
8. Home Loan and Bank Verification
✅ If taking a home loan, banks conduct a legal check before approving the loan.
✅ A property approved by banks is usually legally verified.
9. Society Clearance (For Flats in Gated Communities)
✅ If buying an apartment, get an NOC from the housing society or builder.
✅ Check maintenance charges, amenities, and society rules.
10. Tax Receipts and Utility Bills
✅ Ensure past property tax, water, and electricity bills are fully paid.
✅ Ask for receipts as proof of payment.
Conclusion
A thorough legal verification ensures a hassle-free property purchase. Always consult a real estate expert or lawyer before making any final payments. If you’re looking for legally approved and MVDA-approved properties in Vrindavan and Goverdhan, check out Earthousing Buildtech LLP for verified projects.
