Buying a property is a big financial decision, and ensuring all legal aspects are in place is crucial to avoid future troubles. Here is a step-by-step legal checklist that every buyer must follow before purchasing property in India.

1. Verify Property Title and Ownership

✅ Check if the seller has clear ownership of the property.

✅ Ask for the title deed to confirm legal ownership.

✅ Ensure there are no disputes or pending cases on the property.

2. Encumbrance Certificate (EC)

✅ The Encumbrance Certificate proves that the property is free from any legal or financial dues.

✅ You can get it from the Sub-Registrar’s Office.

3. Sale Deed and Agreement to Sell

✅ The Sale Deed is the final proof of ownership. Always register it at the local sub-registrar office.

✅ The Agreement to Sell states all terms and conditions between the buyer and seller before finalizing the deal.

4. Land Use and Property Zoning

✅ Check if the land is residential, commercial, or agricultural as per local authority rules.

✅ Verify approvals from local development authorities like MVDA (Mathura-Vrindavan Development Authority) for properties in Vrindavan and Goverdhan.

5. RERA Registration (For Under-Construction Property)

✅ The project must be registered under RERA (Real Estate Regulatory Authority) to ensure transparency.

✅ Visit the RERA website of your state and check the developer’s details.

6. Approved Building Plan and Layout

✅ Check if the building plan is approved by the municipal authority.

✅ Illegal construction can lead to demolition or legal issues.

7. NOC (No Objection Certificate) from Authorities

✅ Ensure the property has NOCs from local authorities, electricity board, and water supply department.

8. Home Loan and Bank Verification

✅ If taking a home loan, banks conduct a legal check before approving the loan.

✅ A property approved by banks is usually legally verified.

9. Society Clearance (For Flats in Gated Communities)

✅ If buying an apartment, get an NOC from the housing society or builder.

✅ Check maintenance charges, amenities, and society rules.

10. Tax Receipts and Utility Bills

✅ Ensure past property tax, water, and electricity bills are fully paid.

✅ Ask for receipts as proof of payment.

Conclusion

A thorough legal verification ensures a hassle-free property purchase. Always consult a real estate expert or lawyer before making any final payments. If you’re looking for legally approved and MVDA-approved properties in Vrindavan and Goverdhan, check out Earthousing Buildtech LLP for verified projects.